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Author: Phil Perry Created: Thursday, November 27, 2008
Phil Perry's news and views

originally published June 2007.
Offset mortgages have seen significant growth in popularity in recent years and were worth £29.3bn in 2006 the equivalent of 7% of all new lending so says a report from the Council of Mortgage Lending.

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Originally published May 2007.
The Bank of England Monetary Policy Committee voted unanimously to raise interest rates earlier this month, although according to the minutes of the meeting some members questioned whether the increase should have been greater than 0.5%.

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Originally published June 2007.
Let’s face it, property prices have risen over recent years to such an extent that a lot of us are now in a position where Inheritance tax (IHT), may become an issue. Even the increase in the Inheritance tax nil rate band has had minimal effect on our liabilities.

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Originally published May 2007.
Self-invested personal pensions (Sipp pension) offer far greater flexibility than ordinary personal and occupational pensions because you can hold many types of investment in them.

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Originally published May 2007.
I’ve been asked quite a bit lately, “what options exist that will save money on mortgages? Most people’s considerations only go as far as reducing the term or increasing payments in order to finish the loan sooner. So, I thought I would provide another variation for you.

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THE FINANCIAL SERVICES AUTHORITY DOES NOT REGULATE SOME ASPECTS OF TRUST AND TAXATION ADVICE.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED UPON IT.


The guidance and advice contained within these article are subject to UK regulatory regime and are therefore primarily targeted at customers based in the UK.


ARK Financial Planning Limited is authorised and regulated by the Financial Services Authority.
ARK Financial Planning Limited
Independent Financial Advisers.
18-20 Stamford Street, Stalybridge, Cheshire, SK15 1JZ.
Tel: 0161 303 9977,
Fax: 0161 303 8499,
E-Mail: answers@arkfp.co.uk.
Registered in England: No. 4975240.
Registered Office:
14 Warrington Street, Ashton-under-Lyne,
OL6 6AS.

THE FINANCIAL SERVICES AUTHORITY DOES NOT REGULATE SOME ASPECTS OF TRUST AND TAXATION ADVICE.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED UPON IT.


The guidance and advice contained within these article are subject to UK regulatory regime and are therefore primarily targeted at customers based in the UK.


ARK Financial Planning Limited is authorised and regulated by the Financial Services Authority.
ARK Financial Planning Limited
Independent Financial Advisers.
18-20 Stamford Street, Stalybridge, Cheshire, SK15 1JZ.
Tel: 0161 303 9977,
Fax: 0161 303 8499,
E-Mail: answers@arkfp.co.uk.
Registered in England: No. 4975240.
Registered Office:
14 Warrington Street, Ashton-under-Lyne,
OL6 6AS.

THE FINANCIAL SERVICES AUTHORITY DOES NOT REGULATE SOME ASPECTS OF TRUST AND TAXATION ADVICE.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED UPON IT.

The guidance and advice contained within this website are subject to UK regulatory regime and is therefore primarily targeted at customers based in the UK.
ARK Financial Planning Limited is authorised and regulated by the Financial Services Authority.
ARK Financial Planning Limited - Independent Financial Advisers.
18-20 Stamford Street, Stalybridge, Cheshire, SK15 1JZ. Tel: 0161 303 9977, Fax: 0161 303 8499, E-Mail: answers@arkfp.co.uk. Registered in England: No. 4975240. Registered Office: 14 Warrington Street, Ashton Under Lyne, Tameside, OL6 6AS
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